Loan & Insurance

Review of AIS auto insurance

For individuals looking to compare prices and coverages offered by the best vehicle insurers, AIS may be useful. However, AIS might not be the ideal option for you if you want to go after an insurance provider directly or want to take advantage of particular bundling options.

AIS, often known as Auto Insurance Specialists, is not an auto insurance provider. Instead, they assist you in obtaining insurance company quotes to help you choose the best course of action.

Review of AIS auto insurance

Read more: Review on American Family auto insurance


Quick take away

AvailabilityQuotes are available in all 50 states and Washington, D.C.
J.D. Power customer satisfaction ratingsNot applicable (AIS is not a direct insurer)
Number of complaints in 2021Not applicable (AIS is not a direct insurer)
How to get an insurance quoteOnline or over the phone
How to submit a claimNot applicable (AIS doesn’t provide auto insurance)


Things you need to know about AIS auto insurance

Founded in 1968 in California, AIS is a fully owned subsidiary of Mercury Casualty Company. AIS provides quotes in all 50 states and Washington, D.C., although coverage may not be accessible in all cases or for all individuals. What you should know if you’re thinking about receiving estimates from AIS.

Offers quotes from a variety of companies

AIS offers rates from businesses that could meet your needs for auto insurance. You can compare insurance premiums side by side because the quotes are provided collectively on one page.

Read more: Review of SafeAuto insurance

Does not offer quotes from every insurance company

Not all auto insurers accept AIS. An insurer with whom AIS does not have a partnership may offer you a better value. Some larger insurers, including Geico and Allstate, do not cooperate with AIS.

Excludes discounts for combining purchases

For combining multiple insurance policies, such as condo, renter, or homeowner insurance, some auto insurers may give multi-policy savings. If you combine quotes from various providers, the results for the overall insurance cost across multiple plans may vary.

Read more: Ways to find good and cheap car insurance

Auto coverage offered by AIS

AIS does not directly sell auto insurance products; rather, it links you with companies that might offer coverage, including auto, motorbike, and historic automobile insurance. AIS now collaborates with numerous insurance providers. Here is a couple.

  • Mercury Insurance
  • Travelers
  • Liberty Mutual Insurance
  • Progressive Insurance
  • MetLife Insurance
  • Safeco Insurance

Each insurer has its own line of insurance products, but they all need to adhere to the legal requirements of the states they operate in. The different coverage options vary by state. You might be able to obtain coverage for the following types of vehicles:

  • Bodily injury liability
  • Property damage liability
  • Uninsured motorist
  • Underinsured motorist
  • Comprehensive coverage
  • Collision coverage
  • Medical payments
  • Personal injury protection
  • Rental reimbursement
  • Gap insurance
  • Towing and labor
  • Ridesharing


Read more: Understanding car insurance quotes

Auto Insurance discounts offered by AIS

Discounts are provided by AIS’s partners, not directly. The sets of savings offered by auto insurers are typically comparable and may include:

  • Multipolicy
  • Multicar
  • Continuous coverage
  • Good student
  • Driving tracking
  • Homeowner
  • Pay in full
  • Automatic payment


Watch the video below to learn more about AIS auto insurance:

Is AIS the same as Mercury?

Mercury Casualty Company owns all of the shares of AIS. This indicates that, despite the fact that AIS functions independently of its parent firm, it is a component of Mercury Casualty.

How do I get in contact with AIS?

Calling 888-772-4247 or 800-493-7879 will connect you with AIS’s sales or customer care departments, respectively.

You may also mail a letter to their post office box at the following location or use the live chat option on their website to communicate with a live agent:

Auto Insurance Specialists

P.O. Box 10160

92711-0730 Santa Ana, California

Read more: Understanding auto liability insurance and why you need it

That is all for this article, where the review of AIS auto insurance is being discussed. I hope it was informative, if so, kindly share it with others. Thanks for reading, see you around!