A bumper to bumper warranty, sometimes called a comprehensive warranty, covers the majority of the parts of your car between the front and rear bumpers. A powertrain warranty as well as a bumper-to-bumper warranty are standard on most new cars. The most comprehensive level of auto warranty protection, a bumper-to-bumper warranty covers the majority of repair costs in the event of a mechanical failure.
The highest level of auto warranty protection, known as a bumper-to-bumper warranty, guarantees to cover repairs for the majority of automotive systems and parts in the case of a technical failure. Ironically, bumper-to-bumper warranty policies only cover the parts between the bumpers of your car. Thus, in this article, we’ll be discussing bumper to bumper warranty, its cost, and coverage.
So, let’s dive in!
What is a bumper to bumper warranty?
A bumper- o bumper warranty, often known as a vehicle service contract, covers practically all parts between the front and rear bumpers of your car. For instance, you can get it fixed for nothing (unless you have a deductible) if your gearbox or air conditioning breaks. Most new automobiles come with a manufacturer’s guarantee that covers them from bumper to bumper for three to five years.
You can purchase an extended bumper-to-bumper warranty if you wish to continue to be covered after your factory warranty ends. If you want to cover a used car, you may also get an extended bumper-to-bumper warranty.
Bumper-to-bumper and powertrain coverage are typically the two primary types of protection provided by automakers and third-party aftermarket warranty providers. A powertrain warranty only offers minimal protection for your car’s moving parts, such as the engine, transmission, and drive axles.
Bumper to Bumper Warranty Coverage
The majority of the parts between a car’s front and rear bumpers are covered by a bumper-to-bumper warranty. But precisely which ones does it cover? Naturally, the contract will determine this, and some will provide more comprehensive coverage. However, a bumper-to-bumper warranty often covers the majority of an automobile’s components and systems, including:
- Heating and air conditioning.
- Transmission, engine, and drive axles.
- Electronic devices.
However, there are exclusions as well, which are mainly mentioned in the contract. Because there isn’t a comprehensive list of all that is covered, the document merely mentions what isn’t covered. Most bumper-to-bumper warranties do not cover the following, however, specifics may vary depending on the contract:
- Wiper blades.
- Clutch linings.
- Brake pads and shoes.
Keep in mind that the manufacturer’s warranty only covers replacements or repairs for faulty parts; it does not cover repairs caused by normal wear and tear. Typically, insurance does not cover theft, vandalism, inappropriate use, racing, or accidents. The incorrect use or operation applies to maintenance, and you will be responsible for any costs if, for example, you need a complete engine replacement because you forgot to change the oil.
What is bumper to bumper warranty duration, and cost?
A bumper-to-bumper warranty must be renewed and has a limited lifespan, just like any other type of insurance. When your manufacturer’s warranty expires, you have the choice of an extended bumper-to-bumper warranty, which can cost between $500 and $1,500 for a full year of coverage. Since there is no set pricing for extended warranties, the variation is wide across warranty providers. The price of an extended bumper-to-bumper warranty will be considerably influenced by the make, model, age, and mileage of your car.
Bumper-to-bumper manufacturer warranties typically have time limits of three years or 36,000 miles, whichever comes first. Bumper-to-bumper coverage is included in the best new car warranties for up to 5 years/60,000 miles. Depending on your provider, extended warranties can give coverage for up to 15 years and 250,000 miles.
Long-term bumper-to-bumper warranties often allow you to pay off coverage in a matter of years. The cost of an Endurance bumper-to-bumper warranty is broken down into a manageable 18-month payment schedule, but it covers the car for three years or 80,000 miles.
Is a Bumper to Bumper Extended Warranty Worth it?
You can have financial predictability and peace of mind by avoiding unexpectedly high repair expenses with a bumper-to-bumper extended warranty. But there is a hefty cost associated with this extra coverage.
You must objectively evaluate your finances and the price of warranty plans in order to decide whether or not a bumper-to-bumper extended warranty is worthwhile for your car. To select the best plan for you, we advise reading reviews, investigating suppliers, and contrasting bumper-to-bumper warranty quotes.
Where to Purchase an Extended Bumper to Bumper warranty?
You can choose an extended warranty or a comparable option when you sign the purchase paperwork for a new or used car at a dealership. However, you might also receive additional bumper-to-bumper protection outside of the dealership. Additionally, you can get warranty plans straight from lenders or insurance companies.
However, you should check the business’s reputation with the Better Business Bureau or other consumer organizations before making a purchase. It’s critical to take into account the issues that past customers have had and how the company has addressed complaints.
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What is not covered under bumper to bumper warranty?
Typically, repairs to these items, overuse, or damage brought on by particular circumstances are not covered by powertrain warranties or bumper-to-bumper plans: Trim, upholstery, and cabin surfaces within. windshield, wipers, and side windows. wheels and tires.
Is bumper-to-bumper warranty worth it?
For many drivers, bumper-to-bumper extended warranty options are worthwhile. Even if you are confident in the dependability of your vehicle, a bumper-to-bumper extended warranty may still provide you with additional roadside peace of mind by providing coverage for the majority of auto parts in the event of mechanical failures.
What does Nissan’s bumper-to-bumper warranty cover?
Any manufacturing flaws the car may encounter are covered by the Nissan Bumper To Bumper Warranty. It covers fixes made within three years or within 36,000 miles, whichever comes first. The charges are paid by the manufacturer as long as the car is taken to a Nissan dealer that has been granted authorization.
What does bumper-to-bumper mean in insurance?
The comprehensive auto insurance coverage with the zero depreciation add-on is what is referred to as bumper-to-bumper insurance. Because the insurer does not subtract depreciation from the sections of the vehicle that have been repaired or replaced, bumper-to-bumper insurance policies have greater claim amounts.
Does bumper to bumper cover alternator?
Electrical components are typically excluded from less thorough coverages, but a bumper-to-bumper warranty has you covered. In general, your battery, alternator, power windows, door locks, and other components are safe.
Does bumper to bumper warranty cover shocks?
Shocks and struts are examples of wear-and-tear components that are not frequently covered by bumper-to-bumper warranties. These components deteriorate with regular use of the car, but if they do so earlier than planned, they might be covered.
Is bumper to bumper the same as own damage?
Bumper-to-bumper insurance offers coverage for your car in addition to the third party, whereas a basic or third-party policy only covers damage to the third party or their vehicle in the event of an accident. Bumper-to-bumper insurance only considers the worth of the body’s external portions; it ignores the value of the body’s inside components.
Does bumper to bumper cover the battery?
Your original OEM battery is typically protected for about 3 years / 36,000 miles if you have a new car with the new car bumper-to-bumper warranty, like with Kia’s manufacturer warranty.
How much does a bumper-to-bumper warranty cost?
The most well-known businesses charge an average of $3,124 for a bumper-to-bumper warranty. Depending on the available payment conditions, the average monthly payment is around $120.
What parts are not covered by warranty?
Your manufacturing warranty does not cover normal maintenance tasks like oil changes or wear-and-tear components like brake pads. The powertrain limited warranty and bumper-to-bumper limited warranty are two of the most noticeable types of factory warranty coverage.
That’s all for this article where we discussed Bumper to bumper warranty, its cost, and duration. Hope it was helpful. If so, kindly share. Thanks for reading